Shelter is the basis need for man. Our country, the second largest in population is to meet the growing need for shelters for all. There is a vast gap between the requirement of housing and the supply. The requirement of housing is estimated at 30 million units. Our government has planned to provide housing for all at least by next decade. To encourage housing development, the government through the National Development Bank, who is the Apex body for refinancing to the housing loan provided by t...